Each day, hard working Americans bring enormous financial stress to the workplace due to high cost credit products and poor financial literacy, ultimately costing employers in lost productivity, retention and absenteeism.
By partnering with local community focused credit unions, fair dime delivers impactful financial wellness solutions for employees, helping them navigate near term financial obstacles while setting them up for long term prosperity
Make finance fair for everyday working Americans
Dedicated Financial Coach
Employees find it overwhelming to navigate student loans, credit card debt and medical bills, while planning for a better financial future that includes saving for a home or a child’s education. We lower financial stress by providing employees access to a certified financial counselor.
Fair Credit Products
Sometimes employees need fair credit products to tackle that unplanned medical bill, family emergency or high interest credit card debt. fair dime partners with local community credit unions to offer short term, low interest loans of $500 - $2,500 that enable employees to avoid the ‘debt trap’ cycle in the first place
Early Earned Wage Access
Unexpected expenses are just that, unexpected. When employees find themselves in a bind, fair dime advances $200-$500 in early wage access with 0% in interest and fees. We payback from employee's next two pay checks and there is no credit check requirement
Oftentimes, employees may not be maximizing existing benefits available to them. Our workshops ensure employees are making informed decisions about benefits that impact their personal financial wellness. This includes answering common questions about HSA, FSA, Roth IRA or 401(K)
How It Works
Choose a Custom Plan
Our plans start at $3 per employee each month. We understand that each business is unique with different goals and objectives. After a quick assessment of your employee’s needs, we provide a customized quote within 24 hours.
High Impact + Low Cost Benefit
This is not yet another employee assistance program that’s offered via a 1-800 call center. In fact, we embrace high participation rates. Fair dime is delivered by real people in your community and uses digital solutions to accelerate impact
1 Day Setup + No Overhead
No integration. No liability. No Long Term Contract. We partner and onboard your HR representative typically within a few hours and provide ongoing support through our US-based call center.